A Family-Built Platform for Independent Agents Ready to Own Their Future
We’re not here to manage your agency. We’re here to help you build one that you control, own, and can be proud of — just like we did.
Insurance Pro Agencies (IPA) was founded by Terry O’Reilly, a top-performing captive agent who grew tired of shrinking commissions, changing compensation plans, and broken promises. He wanted to create something different — a path where agents could own their book, keep their profits, and operate with true independence.
Today, IPA is led by Terry’s sons, Dave and Adam O’Reilly, and supported by a growing team that shares the same vision: to help experienced agents build real businesses, not just write policies under someone else’s name.
From one captive agent’s leap of faith to a network of thriving independent agencies, our journey reflects decades of persistence, innovation, and a deep belief in the power of ownership.
Terry O’Reilly begins his insurance career with MetLife.
Becomes a district manager with Allstate, then joins Country Companies as a captive agent.
Joins a local independent agency, eventually becoming sole owner and rebranding as Insurance Pro Agencies.
IPA contracts its first outside agency partner — the aggregator model is born.
Joins the business, overseeing systems and commission automation.
Joins IPA after building and selling his own book. He leads the next wave of agency growth.
IPA sells off portions of its retail agency and expands its footprint by adding more states, onboarding over 100 partners.
IPA launches its most focused program yet — helping top producers build 100+ profitable, long-term independent agencies.
We’re not a corporation. We’re a family-run platform — and we take that responsibility seriously.
Principal – Strategy & Growth
“I’ve been in this business my whole life. I know what works — and what doesn’t. IPA gives agents the power to build something of their own, without being left on their own.”
Principal - Operations & Analytics
“I make sure commissions are accurate, on time, and fully transparent. We run lean, clean, and honest.”
Founder – Legacy Leader
“I started IPA to give agents a better way to do business — one where they’re in control. That mission still drives us today.”
We’re family-owned — not backed by private equity
You talk directly to decision-makers, not account reps
You keep 100% ownership from day one
There are no forced goals, fees, or exit penalties
We help you build a profitable, sellable agency — not just “get access”
If you’re ready to go independent — and want to do it the right way — we’d love to talk.
We’re currently onboarding qualified agents into our 2025 program.