About IPA.

A Family-Built Platform for Independent Agents Ready to Own Their Future

The Power Behind Independent Agencies — Not Above Them

We’re not here to manage your agency. We’re here to help you build one that you control, own, and can be proud of — just like we did.

Insurance Pro Agencies (IPA) was founded by Terry O’Reilly, a top-performing captive agent who grew tired of shrinking commissions, changing compensation plans, and broken promises. He wanted to create something different — a path where agents could own their book, keep their profits, and operate with true independence.

Today, IPA is led by Terry’s sons, Dave and Adam O’Reilly, and supported by a growing team that shares the same vision: to help experienced agents build real businesses, not just write policies under someone else’s name.

From Captive Struggles to Independent Success

From one captive agent’s leap of faith to a network of thriving independent agencies, our journey reflects decades of persistence, innovation, and a deep belief in the power of ownership.

Meet the Team.

We’re not a corporation. We’re a family-run platform — and we take that responsibility seriously.

Dave

Dave O’Reilly

Principal – Strategy & Growth

“I’ve been in this business my whole life. I know what works — and what doesn’t. IPA gives agents the power to build something of their own, without being left on their own.”

Adam

Adam O’Reilly

Principal - Operations & Analytics

“I make sure commissions are accurate, on time, and fully transparent. We run lean, clean, and honest.”

Terry

Terry O’Reilly

Founder – Legacy Leader

“I started IPA to give agents a better way to do business — one where they’re in control. That mission still drives us today.”

Why IPA Is Different

We’re family-owned — not backed by private equity

You talk directly to decision-makers, not account reps

You keep 100% ownership from day one

There are no forced goals, fees, or exit penalties

We help you build a profitable, sellable agency — not just “get access”

What Agents Are Saying

Jose S., IA
I never felt like just another number. IPA actually took the time to help me launch right.
Matt F., IA
The O’Reillys understand this business at every level — and they care about your success.

Let’s Build Something Real

If you’re ready to go independent — and want to do it the right way — we’d love to talk.
We’re currently onboarding qualified agents into our 2025 program.