Construction Insurance in North Dakota
Get the right coverage for your construction business in North Dakota. Workers' comp is required for 1+ employees. Instant quote. Instant COI. Backed by Munich Re.
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What Coverage Does Construction Insurance Include?
Most construction businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
General Liability
General Liability coverage for construction businesses in North Dakota. Requirements and risk factors are specific to the North Dakota operating environment.
Workers Comp
Workers Comp coverage for construction businesses in North Dakota. Requirements and risk factors are specific to the North Dakota operating environment.
Builders Risk
Builders Risk coverage for construction businesses in North Dakota. Requirements and risk factors are specific to the North Dakota operating environment.
Equipment Floater
Equipment Floater coverage for construction businesses in North Dakota. Requirements and risk factors are specific to the North Dakota operating environment.
Commercial Auto
Commercial Auto coverage for construction businesses in North Dakota. Requirements and risk factors are specific to the North Dakota operating environment.
How Much Does Construction Insurance in North Dakota Cost?
The cost of construction insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
Construction Insurance Requirements in North Dakota
- ✓Workers' comp required for 1+ employees in North Dakota
- ✓Minimum general liability: $300,000 per occurrence
- ✓Workers comp provided exclusively by ND Workforce Safety & Insurance
- ✓Cannot opt out of state fund
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Frequently Asked Questions
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