Privacy Policy

1. Overview

Insurance Pro Agencies, Inc. ("IPA," "we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and share information when you use our consumer quoting services at insuranceproagencies.com.

2. Information We Collect

When you use our quote services, we may collect:

• Information you provide directly to our carrier partners during the quoting process (name, address, phone number, email, insurance history)
• Technical information automatically collected when you visit our site (IP address, browser type, device information, pages visited, timestamps)
• Consent records when you click a quote button (IP address, page URL, consent text displayed, timestamp, and a unique session identifier)

3. How We Use Your Information

We use collected information to:

• Connect you with insurance carrier partners for quoting purposes
• Maintain consent records for legal compliance
• Improve our educational content and user experience
• Comply with applicable laws and regulations

4. Information Sharing

When you click a quote button on our site, your session information is passed to our carrier partners:

• Personal lines (home, auto, renters, etc.): VIU by Hub, operated by Hub International Limited
• Commercial lines (business insurance): NEXT Insurance, via ERGO Next

These partners have their own privacy policies governing how they handle your information. We encourage you to review them.

We do not sell your personal information to third-party marketing companies.

5. Consent Records

Each time you click a quote button on our site, we log a consent record that includes your IP address, the URL of the page you were on, the exact consent text displayed to you, and a timestamp. These records are maintained for TCPA compliance purposes and may be used to verify consent in the event of a dispute.

6. Cookies and Tracking

We use standard analytics tools (Google Analytics, Microsoft Clarity) to understand how visitors use our site. These tools may use cookies to track aggregate usage data. You can opt out of Google Analytics tracking at tools.google.com/dlpage/gaoptout.

7. Your Rights

Depending on your state of residence, you may have rights to access, correct, or delete personal information we hold about you. To exercise these rights, contact us at support@insuranceproagencies.com.

To opt out of SMS communications, reply STOP to any text message from us.

8. Data Security

We implement industry-standard security measures to protect your information, including encrypted data storage and access controls. However, no method of transmission over the internet is 100% secure.

9. Children's Privacy

Our services are not directed to individuals under 18. We do not knowingly collect personal information from minors.

10. Contact

Privacy questions? Contact us at support@insuranceproagencies.com or:

Insurance Pro Agencies, Inc.
1021 W. Adams St, Suite 200 PMB 1022
Chicago, IL 60607