🔨 General Contractor Insurance

Insurance for General Contractors

As a GC, you're responsible for the entire project — and every subcontractor on site. The right insurance protects your business, your subs, and your clients.

✅ General Liability
✅ Workers' Comp
✅ Builder's Risk
✅ Umbrella

What Your Business Needs

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General Liability

The foundation of every GC policy. Covers third-party injuries and property damage on the job site. Most clients won't hire you without it.

👷

Workers' Compensation

If your sub doesn't carry WC, their injured worker can come after YOU. Always verify sub certificates and carry your own coverage.

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Builder's Risk

Covers the structure under construction against fire, wind, vandalism, and material theft. Often required by the project owner.

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Umbrella Policy

GCs manage multiple subs, large projects, and significant liability exposure. An umbrella provides extra protection above your base limits.

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