❄️ HVAC Insurance

Insurance for HVAC Contractors

HVAC technicians work with electricity, gas, and refrigerants in tight spaces. The right insurance protects your business from the unique risks of heating and cooling work.

✅ General Liability

✅ Workers' Comp

✅ Professional Liability

✅ Tools Coverage

What Your Business Needs

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General Liability

Covers property damage and injuries from your work. If a refrigerant leak damages a client's property, GL covers the claim.

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Workers' Compensation

HVAC techs face electrical hazards, chemical exposure, and heat-related injuries. WC covers medical bills and lost wages.

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Professional Liability

Covers claims that your installation was faulty, your design didn't meet specifications, or your repair caused further damage.

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Inland Marine (Tools)

Manifold gauges, recovery machines, and diagnostic tools are expensive. Inland marine covers them anywhere you work.

Why Insurance Pro Agencies?

✓ Access to 50+ A-rated carriers including Hartford, Travelers & Liberty Mutual
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✓ One application, multiple competitive quotes
✓ No obligation — compare before you commit

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