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Working as an insurance agent can come with a lot of challenges. Many independent insurance professionals lament problems involving commissions, turnover, and product limitations–and a lot of these issues can be solved by an insurance cluster like Insurance Pro Agencies (IPA).
An insurance cluster, also known as an ‘insurance aggregator,’ is a coalition of insurance agents, brokers, and agencies that have banded together to help its members advance their careers. Through an insurance cluster, you access a pool of resources (such as insurance products from multiple carriers), receive better pay, and get increased market reach. You can still operate your own independent insurance agency, but you'll get all the benefits for working with a team of professionals, such as agency networks, access to carriers, answers to questions, reduced costs, and more.
An insurance cluster like Insurance Pro Agencies is a great way to transition from being a captive insurance agent to an independent agent. By joining insurance cluster groups, you enjoy more flexibility and higher returns, among other benefits. Here are some reasons why you should consider becoming an independent insurance agent with IPA:
With our IPA group, you have direct access to the websites and rating platforms of insurance carriers, and you can deal with the insurance companies directly. You have full-binding authority, so you don’t have to worry about slow turnaround times and lack of control over your insurance accounts. With an agency cluster, you can still maintain full control of your insurance agency.
Through a cluster insurance agency like IPA, you can enjoy working remotely with zero business quotas. You gain access to different insurance products from multiple national carriers, allowing you to offer more resources and products to your clients. With IPA’s unique cluster program, you don’t need a business address to get direct carrier access–this means you don’t have to spend any overhead to maximize the insurance aggregrator’s benefits.
If you’re looking to build an agency from scratch, an insurance cluster can provide you with the tools and support to do it. IPA provides you with an out-of-the-box solution, which includes industry software, as well as a phone system and E&O insurance that facilitates agency growth. You can get started on your new insurance business in no time! Additionally, our IPA group can help you build up an asset that you own; this asset can guarantee you some cushion down the road, whether you’re setting up your insurance business for financial stability or legacy.
Switching from being a captive insurance agent to an independent agent can be overwhelming–you have to learn the ins and outs of the trade while familiarizing yourself with a variety of insurance carrier systems.
Most insurance clusters will have available training options so you can build a strong foundation for your agency. With IPA, you also get support from teams who have worked with hundreds of other insurance professionals like you!
Insurance Pro Agencies is a top insurance cluster that is equipped with all the tools and resources you need to help you transition from a captive insurance agent to an independent agent or to build your independent agency from scratch.
Joining our IPA cluster allows you to enjoy all the benefits typically associated with insurance clusters, as well as more business flexibility, ownership, and support. Use IPA as your insurance cluster group, and get started on an exciting journey as an independent insurance agent!
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