Trucking Company Insurance — Coverage, Cost & Requirements
Motor truck cargo, commercial auto, and physical damage for freight and OTR trucking companies.
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What Coverage Does Trucking Company Insurance Include?
Most trucking company businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
Commercial Auto
Covers vehicles used for business — including accidents, theft, and damage.
Motor Truck Cargo
Motor Truck Cargo coverage tailored for trucking company businesses.
Physical Damage
Physical Damage coverage tailored for trucking company businesses.
Bobtail
Bobtail coverage tailored for trucking company businesses.
Workers Comp
Required in most states. Covers medical expenses and lost wages for employees injured on the job.
How Much Does Trucking Company Insurance Cost?
The cost of trucking company insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
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