Delivery & Courier Insurance — Coverage, Cost & Requirements
Commercial auto and cargo coverage for last-mile delivery, courier services, and logistics companies.
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What Coverage Does Delivery & Courier Insurance Include?
Most delivery & courier businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
Commercial Auto
Covers vehicles used for business — including accidents, theft, and damage.
Inland Marine (Cargo)
Inland Marine (Cargo) coverage tailored for delivery & courier businesses.
Workers Comp
Required in most states. Covers medical expenses and lost wages for employees injured on the job.
General Liability
Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.
How Much Does Delivery & Courier Insurance Cost?
The cost of delivery & courier insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
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