Towing Company Insurance — Coverage, Cost & Requirements
On-hook coverage, garage liability, and commercial auto for towing and recovery companies.
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What Coverage Does Towing Company Insurance Include?
Most towing company businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
On-Hook Coverage
On-Hook Coverage coverage tailored for towing company businesses.
Garage Liability
Covers auto repair shops for bodily injury and property damage from garage operations.
Commercial Auto
Covers vehicles used for business — including accidents, theft, and damage.
Workers Comp
Required in most states. Covers medical expenses and lost wages for employees injured on the job.
How Much Does Towing Company Insurance Cost?
The cost of towing company insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
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