Auto Repair Shop Insurance — Coverage, Cost & Requirements
Garage liability and garagekeepers coverage for auto repair shops, body shops, and tire centers.
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What Coverage Does Auto Repair Shop Insurance Include?
Most auto repair shop businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
Garage Liability
Covers auto repair shops for bodily injury and property damage from garage operations.
Garagekeepers
Covers customer vehicles in your care while in your shop.
Workers Comp
Required in most states. Covers medical expenses and lost wages for employees injured on the job.
Commercial Property
Commercial Property coverage tailored for auto repair shop businesses.
How Much Does Auto Repair Shop Insurance Cost?
The cost of auto repair shop insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
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Frequently Asked Questions
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