Your Training
IPA's Pre-Launch Masterclass
A structured 16-module curriculum designed to prepare you for carrier expectations, profitability metrics, and agency operations — before you write your first policy.
Welcome to IPA
Meet the team and understand how this program is built to help you succeed from day one.
Fast Start Essentials
Your pre-launch checklist: everything you need to collect and organize before appointments begin.
Real Income Potential
See real profit-sharing checks earned by IPA agents — $48K, $17K, $13K — and learn what made them possible.
Profit Sharing & Bonus Structures
How carrier bonuses actually work: thresholds, loss ratios, formulas, and what it takes to qualify.
The Green Light System
Our risk filtering framework: learn to spot the 2% of clients that cause 50% of claims — before they hit your book.
Smart Growth Strategy
Why a bundled $11,700-lifetime-value household beats ten monoline policies. Build deep, not wide.
Market Cycles & Discipline
Hard markets destroy unprepared agencies. Learn to write like the market is always hard — so you're never caught off guard.
Inside the Carrier's Brain
What carriers really track: combined loss ratios, the 3 buckets (green/yellow/red), and how to stay in the green.
Reverse Audit Case Studies
Real examples of what happens when carriers audit an agency's book. The patterns they find. The consequences.
Best Practices for a Profitable Book
The tactical playbook: packaging, field underwriting, deductible strategy, telematics, and loss ratio monitoring.
What Carriers Expect on File
If it's not in your AMS, it didn't happen. The documentation standards that protect your appointments.
Carrier Guidelines & Risk Placement Tool
Our proprietary scoring tool: Green Light, Yellow Light, Red Light. Learn to evaluate every risk before you bind.
Commercial Lines Access
How to access 200+ commercial markets through LocalEdge and earn direct appointments as you grow.
Final Certification Quiz
Prove your readiness. Scenario-based questions covering growth, profitability, and compliance.
Submit Documents & Launch
Upload your onboarding package and begin the carrier appointment process.
Carrier Access & Appointments
Your direct carrier portal: logins, binding authority, and ongoing support.
The full Masterclass is available after acceptance into the IPA program.
Ready to Get Started? Apply to IPA