IPA's partner network includes professionals from virtually every industry who have found a way to earn referral income from their existing client relationships. The common thread: they have clients who buy insurance, and IPA pays them for making the introduction. The specific structure varies — here's what's available.
Individual Referral Partnership
The most common partnership structure. Any professional with a client base signs a referral agreement, receives a personalized link, and earns referral compensation on placed policies. No minimum volume, no exclusivity. Best for: individual professionals in real estate, mortgage, financial advisory, legal, automotive, HR, and related fields.
Organizational Partnership
For firms, brokerages, dealership groups, and other organizations where multiple professionals want to participate. IPA structures organizational agreements that cover the entire organization, with individual tracking per participant or shared organizational tracking depending on the arrangement. Best for: real estate brokerages, mortgage companies, CPA firms, law firms, and dealer groups.
Agent Partnership
For licensed insurance producers who have out-of-market or out-of-appetite business to refer. IPA can structure agent partnerships with commission splits or enhanced referral compensation for licensed producers. Best for: national partners and brokers who encounter business outside their serving capacity.
Custom / White Label Program
For businesses with significant referral volume who want branded infrastructure — custom referral program materials, organizational referral tracking, and program-specific compensation arrangements. Available for businesses generating 25+ referrals per month. Best for: national or regional businesses with large customer bases and established communication channels.