Call Center Service Insurance — Coverage, Cost & Requirements

Call centers and business process outsourcing firms face cyber liability for customer data handling, errors & omissions for missed SLAs and compliance violations, EPLI for high-turnover workforce claims, and workers comp for repetitive strain injuries in dense office environments.

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What Coverage Does Call Center Service Insurance Include?

Most call center service businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.

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Cyber Liability

Covers data breach response, ransomware, notification costs, and cyber liability.

Professional Liability

Professional Liability coverage tailored for call center service businesses.

Employment Practices Liability

Employment Practices Liability coverage tailored for call center service businesses.

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General Liability

Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.

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Workers Comp

Required in most states. Covers medical expenses and lost wages for employees injured on the job.

How Much Does Call Center Service Insurance Cost?

The cost of call center service insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.

$150–$950
per month (estimated)
Most small call center service businesses pay between $150 and $950 per month for a general liability policy. Adding workers' comp, commercial auto, or a BOP will increase costs. Get a free, exact quote from NEXT Insurance in about 10 minutes.

⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.

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Frequently Asked Questions

Most call center service businesses pay between $150 and $950 per month for general liability. Adding workers' comp or commercial auto increases the total.