Cleaning Services Insurance — Coverage, Cost & Requirements
Janitorial and residential cleaning business insurance covering property damage and employee dishonesty.
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What Coverage Does Cleaning Services Insurance Include?
Most cleaning services businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
General Liability
Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.
Workers Comp
Required in most states. Covers medical expenses and lost wages for employees injured on the job.
Crime (Employee Dishonesty)
Crime (Employee Dishonesty) coverage tailored for cleaning services businesses.
Commercial Auto
Covers vehicles used for business — including accidents, theft, and damage.
How Much Does Cleaning Services Insurance Cost?
The cost of cleaning services insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
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