Landscaping & Lawn Care Insurance — Coverage, Cost & Requirements
Commercial insurance for landscapers covering equipment, property damage, and worker injuries.
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What Coverage Does Landscaping & Lawn Care Insurance Include?
Most landscaping & lawn care businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
General Liability
Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.
Workers Comp
Required in most states. Covers medical expenses and lost wages for employees injured on the job.
Commercial Auto
Covers vehicles used for business — including accidents, theft, and damage.
Inland Marine
Covers tools, equipment, and goods in transit or at off-site job locations.
How Much Does Landscaping & Lawn Care Insurance Cost?
The cost of landscaping & lawn care insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
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