Catering Company Insurance — Coverage, Cost & Requirements

Catering companies face liability at every event — food handling, guest allergies, alcohol service, and equipment in rented venues. If a guest suffers food poisoning at a corporate luncheon, an employee spills hot food on a wedding guest, or your equipment damages a client's venue, you need coverage designed for off-premises food service. Catering company insurance combines general liability for bodily injury and property damage, liquor liability if you serve alcohol at events, commercial auto for delivery and transport vehicles, inland marine for portable equipment and serving gear, and product liability for food you prepare and serve. Contaminated food claims are especially high-risk — a single outbreak can result in dozens of claims from one event.