Catering Company Insurance — Coverage, Cost & Requirements
Event-based food service coverage including mobile equipment, off-premises liability, and workers' comp.
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What Coverage Does Catering Company Insurance Include?
Most catering company businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
General Liability
Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.
Commercial Auto
Covers vehicles used for business — including accidents, theft, and damage.
Inland Marine
Covers tools, equipment, and goods in transit or at off-site job locations.
Workers Comp
Required in most states. Covers medical expenses and lost wages for employees injured on the job.
How Much Does Catering Company Insurance Cost?
The cost of catering company insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
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