Convenience Store Insurance — Coverage, Cost & Requirements
BOP coverage for c-stores including liquor liability, crime, and high-risk location premiums.
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What Coverage Does Convenience Store Insurance Include?
Most convenience store businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
BOP
Business Owners Policy bundles general liability + commercial property at a discounted rate. Ideal for small businesses.
Liquor Liability
Required for businesses serving alcohol. Covers liability from intoxicated customers.
Crime
Covers theft, employee dishonesty, forgery, and fraud-related losses.
Workers Comp
Required in most states. Covers medical expenses and lost wages for employees injured on the job.
How Much Does Convenience Store Insurance Cost?
The cost of convenience store insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
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