Dog Grooming Insurance — Coverage, Cost & Requirements

Dog groomers work with animals that are unpredictable under stress — a dog that bites a groomer, reacts badly to a product, or is injured during handling creates liability that a standard business policy often won't cover without specific animal-handling endorsements. Dog grooming insurance includes general liability for pet injuries or deaths that occur during your care, professional liability for grooming errors or allergic reactions to shampoos and treatments, care custody and control coverage for damage to a client's pet while in your possession, and commercial property for your grooming table, clippers, and dryer equipment. Mobile groomers also need commercial auto coverage for their van.