Employment Agencies Insurance — Coverage, Cost & Requirements

Staffing and employment agencies placing workers with client companies need professional liability for negligent placement, EPLI for discrimination claims, and fidelity bonds for placed workers handling client assets.

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What Coverage Does Employment Agencies Insurance Include?

Most employment agencies businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.

Professional Liability

Professional Liability coverage tailored for employment agencies businesses.

Employment Practices Liability

Employment Practices Liability coverage tailored for employment agencies businesses.

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General Liability

Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.

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Cyber Liability

Covers data breach response, ransomware, notification costs, and cyber liability.

Fidelity Bond

Fidelity Bond coverage tailored for employment agencies businesses.

How Much Does Employment Agencies Insurance Cost?

The cost of employment agencies insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.

$100–$400
per month (estimated)
Most small employment agencies businesses pay between $100 and $400 per month for a general liability policy. Adding workers' comp, commercial auto, or a BOP will increase costs. Get a free, exact quote from NEXT Insurance in about 10 minutes.

⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.

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Frequently Asked Questions

Most employment agencies businesses pay between $100 and $400 per month for general liability. Adding workers' comp or commercial auto increases the total.