IT Consulting Insurance — Coverage, Cost & Requirements

IT consultants advise clients on technology infrastructure, security, and systems — and when those recommendations go wrong, the financial consequences can be severe. A botched server migration, a missed security vulnerability, or faulty software advice can expose you to six-figure negligence claims. IT consulting insurance centers on professional liability (E&O) that covers claims of negligence, errors, and omissions in your consulting work, plus cyber liability for data breaches that occur during engagements where you have access to client systems. General liability covers bodily injury at client sites, and commercial property protects your equipment. Many contracts now require minimum E&O and cyber limits as a condition of engagement.