Lawn Service Insurance — Coverage, Cost & Requirements

Lawn service providers — whether you're a solo operator or a growing crew-based operation — face property damage claims on nearly every job. Operating on customer property with high-powered rotary mowers, string trimmers, and blowers creates constant exposure: equipment that strikes objects, chemical applications that go wrong, and physical labor that puts workers at risk of musculoskeletal injuries. Lawn service insurance provides general liability coverage for third-party property damage and bodily injury claims, tools and equipment protection for your machinery, and commercial auto coverage for your vehicles and trailers. If you have employees, workers' comp is required in most states and protects you when a crew member gets hurt on the job.