Mortgage Broker Insurance — Coverage, Cost & Requirements
Professional liability and cyber coverage for mortgage brokers and loan officers.
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What Coverage Does Mortgage Broker Insurance Include?
Most mortgage broker businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
Professional Liability (E&O)
Covers claims that your advice or services caused financial harm to a client.
Cyber Liability
Covers data breach response, ransomware, notification costs, and cyber liability.
General Liability
Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.
How Much Does Mortgage Broker Insurance Cost?
The cost of mortgage broker insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
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