Moving Company Insurance — Coverage, Cost & Requirements
Cargo liability, commercial auto, and workers' comp for local and long-distance movers.
Backed by Munich Re. 750,000+ businesses insured. Get your certificate of insurance instantly.
What Coverage Does Moving Company Insurance Include?
Most moving company businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
Cargo Liability
Cargo Liability coverage tailored for moving company businesses.
Commercial Auto
Covers vehicles used for business — including accidents, theft, and damage.
Workers Comp
Required in most states. Covers medical expenses and lost wages for employees injured on the job.
General Liability
Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.
How Much Does Moving Company Insurance Cost?
The cost of moving company insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
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