Nonprofit Organization Insurance — Coverage, Cost & Requirements
D&O, general liability, and EPLI for nonprofit organizations and charities.
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What Coverage Does Nonprofit Organization Insurance Include?
Most nonprofit organization businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
D&O
Protects leadership from personal liability for management decisions.
General Liability
Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.
EPLI
Covers wrongful termination, harassment, and discrimination claims.
Workers Comp
Required in most states. Covers medical expenses and lost wages for employees injured on the job.
Crime
Covers theft, employee dishonesty, forgery, and fraud-related losses.
How Much Does Nonprofit Organization Insurance Cost?
The cost of nonprofit organization insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
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