Personal Chef & Private Catering Insurance — Coverage, Cost & Requirements
Liability and property coverage for personal chefs working in client homes and private events.
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What Coverage Does Personal Chef & Private Catering Insurance Include?
Most personal chef & private catering businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
General Liability
Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.
Commercial Auto
Covers vehicles used for business — including accidents, theft, and damage.
Product Liability
Covers bodily injury or property damage from products you manufacture, distribute, or sell.
How Much Does Personal Chef & Private Catering Insurance Cost?
The cost of personal chef & private catering insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
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