Pet Boarding & Kennel Insurance — Coverage, Cost & Requirements
Pet boarding facilities and kennels face veterinary care liability when animals in their care are injured or ill, property damage from animal behavior, and bailee liability for pets entrusted to them. Dog bite liability and disease outbreak from stressed animals are common claims.
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What Coverage Does Pet Boarding & Kennel Insurance Include?
Most pet boarding & kennel businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
General Liability
Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.
Bailee's Liability
Bailee's Liability coverage tailored for pet boarding & kennel businesses.
Commercial Property
Commercial Property coverage tailored for pet boarding & kennel businesses.
Workers Comp
Required in most states. Covers medical expenses and lost wages for employees injured on the job.
Animal Mortality
Animal Mortality coverage tailored for pet boarding & kennel businesses.
How Much Does Pet Boarding & Kennel Insurance Cost?
The cost of pet boarding & kennel insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
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