Hair Salon & Barbershop Insurance — Coverage, Cost & Requirements

BOP and professional liability for salons, barbershops, and beauty service providers.

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What Coverage Does Hair Salon & Barbershop Insurance Include?

Most hair salon & barbershop businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.

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BOP

Business Owners Policy bundles general liability + commercial property at a discounted rate. Ideal for small businesses.

Professional Liability

Professional Liability coverage tailored for hair salon & barbershop businesses.

👷

Workers Comp

Required in most states. Covers medical expenses and lost wages for employees injured on the job.

🏷️

Product Liability

Covers bodily injury or property damage from products you manufacture, distribute, or sell.

How Much Does Hair Salon & Barbershop Insurance Cost?

The cost of hair salon & barbershop insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.

$60–$280
per month (estimated)
Most small hair salon & barbershop businesses pay between $60 and $280 per month for a general liability policy. Adding workers' comp, commercial auto, or a BOP will increase costs. Get a free, exact quote from NEXT Insurance in about 10 minutes.

⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.

🏆A+ AM Best Rated (Munich Re)
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Frequently Asked Questions

Most hair salon & barbershop businesses pay between $60 and $280 per month for general liability. Adding workers' comp or commercial auto increases the total.