Senior Care & Assisted Living Insurance — Coverage, Cost & Requirements
Professional liability and abuse coverage for assisted living, memory care, and senior day programs.
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What Coverage Does Senior Care & Assisted Living Insurance Include?
Most senior care & assisted living businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
Professional Liability
Professional Liability coverage tailored for senior care & assisted living businesses.
Abuse & Molestation
Covers abuse or molestation allegations — required for schools, childcare, churches.
General Liability
Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.
Workers Comp
Required in most states. Covers medical expenses and lost wages for employees injured on the job.
How Much Does Senior Care & Assisted Living Insurance Cost?
The cost of senior care & assisted living insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
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