Staffing Agency Insurance — Coverage, Cost & Requirements

EPLI, workers' comp, and professional liability for staffing and recruiting agencies.

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What Coverage Does Staffing Agency Insurance Include?

Most staffing agency businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.

📋

Professional Liability (E&O)

Covers claims that your advice or services caused financial harm to a client.

⚖️

EPLI

Covers wrongful termination, harassment, and discrimination claims.

👷

Workers Comp

Required in most states. Covers medical expenses and lost wages for employees injured on the job.

🛡️

General Liability

Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.

How Much Does Staffing Agency Insurance Cost?

The cost of staffing agency insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.

$120–$550
per month (estimated)
Most small staffing agency businesses pay between $120 and $550 per month for a general liability policy. Adding workers' comp, commercial auto, or a BOP will increase costs. Get a free, exact quote from NEXT Insurance in about 10 minutes.

⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.

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Frequently Asked Questions

Most staffing agency businesses pay between $120 and $550 per month for general liability. Adding workers' comp or commercial auto increases the total.