Day Spa & Med Spa Insurance in Tennessee
Get the right coverage for your day spa & med spa business in Tennessee. Workers' comp is required for 5+ employees (construction: 1+). Instant quote. Instant COI. Backed by Munich Re.
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What Coverage Does Day Spa & Med Spa Insurance Include?
Most day spa & med spa businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
Professional Liability
Professional Liability coverage for day spa & med spa businesses in Tennessee. Requirements and risk factors are specific to the Tennessee operating environment.
Product Liability
Product Liability coverage for day spa & med spa businesses in Tennessee. Requirements and risk factors are specific to the Tennessee operating environment.
BOP
BOP coverage for day spa & med spa businesses in Tennessee. Requirements and risk factors are specific to the Tennessee operating environment.
Workers Comp
Workers Comp coverage for day spa & med spa businesses in Tennessee. Requirements and risk factors are specific to the Tennessee operating environment.
How Much Does Day Spa & Med Spa Insurance in Tennessee Cost?
The cost of day spa & med spa insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
Day Spa & Med Spa Insurance Requirements in Tennessee
- ✓Workers' comp required for 5+ employees (construction: 1+) in Tennessee
- ✓Minimum general liability: $300,000 per occurrence
- ✓Construction requires WC from 1 employee
- ✓TDCI contractor license required
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Frequently Asked Questions
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