Tree Service & Arborist Insurance — Coverage, Cost & Requirements
Heavy liability and workers comp for tree trimming, removal, and arborist businesses.
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What Coverage Does Tree Service & Arborist Insurance Include?
Most tree service & arborist businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
General Liability
Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.
Workers Comp
Required in most states. Covers medical expenses and lost wages for employees injured on the job.
Commercial Auto
Covers vehicles used for business — including accidents, theft, and damage.
Inland Marine
Covers tools, equipment, and goods in transit or at off-site job locations.
How Much Does Tree Service & Arborist Insurance Cost?
The cost of tree service & arborist insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
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