General Contractor Insurance in Washington
Get the right coverage for your general contractor business in Washington. Workers' comp is required for 1+ employees. Instant quote. Instant COI. Backed by Munich Re.
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What Coverage Does General Contractor Insurance Include?
Most general contractor businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
General Liability
General Liability coverage for general contractor businesses in Washington. Requirements and risk factors are specific to the Washington operating environment.
Workers Comp
Workers Comp coverage for general contractor businesses in Washington. Requirements and risk factors are specific to the Washington operating environment.
Builders Risk
Builders Risk coverage for general contractor businesses in Washington. Requirements and risk factors are specific to the Washington operating environment.
Commercial Auto
Commercial Auto coverage for general contractor businesses in Washington. Requirements and risk factors are specific to the Washington operating environment.
Umbrella
Umbrella coverage for general contractor businesses in Washington. Requirements and risk factors are specific to the Washington operating environment.
How Much Does General Contractor Insurance in Washington Cost?
The cost of general contractor insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
General Contractor Insurance Requirements in Washington
- ✓Workers' comp required for 1+ employees in Washington
- ✓Minimum general liability: $500,000 per occurrence
- ✓Workers comp through L&I (state fund)
- ✓Contractor registration with WSLCB
- ✓Seattle area has highest construction wages — affects WC costs
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Frequently Asked Questions
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