Wedding Planner & Event Coordinator Insurance — Coverage, Cost & Requirements

Professional liability and event coverage for wedding planners and event coordinators. Protects against vendor failure claims when a booked venue, caterer, or band cancels last-minute, professional errors that disrupt client events, liquor liability at events where alcohol is served, and guest injury claims that point to event management failures.

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What Coverage Does Wedding Planner & Event Coordinator Insurance Include?

Most wedding planner & event coordinator businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.

📋

Professional Liability (E&O)

Covers claims that your advice or services caused financial harm to a client.

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Event Liability

Covers third-party claims from events you plan or host.

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General Liability

Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.

Cancellation Insurance

Cancellation Insurance coverage tailored for wedding planner & event coordinator businesses.

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Liquor Liability

Required for businesses serving alcohol. Covers liability from intoxicated customers.

How Much Does Wedding Planner & Event Coordinator Insurance Cost?

The cost of wedding planner & event coordinator insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.

$80–$350
per month (estimated)
Most small wedding planner & event coordinator businesses pay between $80 and $350 per month for a general liability policy. Adding workers' comp, commercial auto, or a BOP will increase costs. Get a free, exact quote from NEXT Insurance in about 10 minutes.

⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.

🏆A+ AM Best Rated (Munich Re)
🏢750,000+ Businesses Insured
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Frequently Asked Questions

Most wedding planner & event coordinator businesses pay between $80 and $350 per month for general liability. Adding workers' comp or commercial auto increases the total.