Writer Insurance — Coverage, Cost & Requirements

Professional liability and errors & omissions coverage for freelance writers, authors, and content creators protecting against claims of defamation, plagiarism, and inaccurate content.

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What Coverage Does Writer Insurance Include?

Most writer businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.

✅

Professional Liability

Professional Liability coverage tailored for writer businesses.

✅

Errors & Omissions

Errors & Omissions coverage tailored for writer businesses.

🛡️

General Liability

Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.

✅

Business Personal Property

Business Personal Property coverage tailored for writer businesses.

How Much Does Writer Insurance Cost?

The cost of writer insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.

$25–$110
per month (estimated)
Most small writer businesses pay between $25 and $110 per month for a general liability policy. Adding workers' comp, commercial auto, or a BOP will increase costs. Get a free, exact quote from NEXT Insurance in about 10 minutes.

⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.

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Frequently Asked Questions

Most writer businesses pay between $25 and $110 per month for general liability. Adding workers' comp or commercial auto increases the total.

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