Amazon Seller & FBA Business Insurance — Coverage, Cost & Requirements

Amazon FBA sellers need product liability insurance as required by Amazon's seller policy for products over $10,000/month in sales. E-commerce GL covers platform-based transactions, and cyber liability protects customer data in Amazon Seller Central accounts.

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What Coverage Does Amazon Seller & FBA Business Insurance Include?

Most amazon seller & fba business businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.

🏷️

Product Liability

Covers bodily injury or property damage from products you manufacture, distribute, or sell.

🛡️

General Liability

Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.

🔒

Cyber Liability

Covers data breach response, ransomware, notification costs, and cyber liability.

Business Personal Property

Business Personal Property coverage tailored for amazon seller & fba business businesses.

🚢

Inland Marine

Covers tools, equipment, and goods in transit or at off-site job locations.

How Much Does Amazon Seller & FBA Business Insurance Cost?

The cost of amazon seller & fba business insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.

$50–$200
per month (estimated)
Most small amazon seller & fba business businesses pay between $50 and $200 per month for a general liability policy. Adding workers' comp, commercial auto, or a BOP will increase costs. Get a free, exact quote from NEXT Insurance in about 10 minutes.

⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.

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Frequently Asked Questions

Most amazon seller & fba business businesses pay between $50 and $200 per month for general liability. Adding workers' comp or commercial auto increases the total.