House Cleaning & Maid Service Insurance — Coverage, Cost & Requirements
Liability and bonding for house cleaning businesses covering property damage and employee theft.
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What Coverage Does House Cleaning & Maid Service Insurance Include?
Most house cleaning & maid service businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
General Liability
Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.
Fidelity Bond
Fidelity Bond coverage tailored for house cleaning & maid service businesses.
Workers Comp
Required in most states. Covers medical expenses and lost wages for employees injured on the job.
Commercial Auto
Covers vehicles used for business — including accidents, theft, and damage.
How Much Does House Cleaning & Maid Service Insurance Cost?
The cost of house cleaning & maid service insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
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