Janitorial Services Insurance — Coverage, Cost & Requirements
Commercial cleaning insurance with bonding, janitorial liability, and workers' comp.
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What Coverage Does Janitorial Services Insurance Include?
Most janitorial services businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
General Liability
Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.
Janitorial Bond
Janitorial Bond coverage tailored for janitorial services businesses.
Workers Comp
Required in most states. Covers medical expenses and lost wages for employees injured on the job.
Commercial Auto
Covers vehicles used for business — including accidents, theft, and damage.
How Much Does Janitorial Services Insurance Cost?
The cost of janitorial services insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
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