Landlord / Rental Property Insurance — Coverage, Cost & Requirements
Landlord insurance covering rental dwellings, lost rental income, and premises liability.
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What Coverage Does Landlord / Rental Property Insurance Include?
Most landlord / rental property businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
Dwelling Property
Dwelling Property coverage tailored for landlord / rental property businesses.
Liability
Liability coverage tailored for landlord / rental property businesses.
Loss of Rental Income
Loss of Rental Income coverage tailored for landlord / rental property businesses.
Umbrella
Adds a layer of protection above your primary policy limits — typically $1M–$5M additional.
How Much Does Landlord / Rental Property Insurance Cost?
The cost of landlord / rental property insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
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