Property Management Insurance — Coverage, Cost & Requirements
E&O and general liability for property management companies overseeing residential and commercial portfolios.
Backed by Munich Re. 750,000+ businesses insured. Get your certificate of insurance instantly.
What Coverage Does Property Management Insurance Include?
Most property management businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.
Professional Liability (E&O)
Covers claims that your advice or services caused financial harm to a client.
General Liability
Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.
Workers Comp
Required in most states. Covers medical expenses and lost wages for employees injured on the job.
Crime
Covers theft, employee dishonesty, forgery, and fraud-related losses.
How Much Does Property Management Insurance Cost?
The cost of property management insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.
⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.
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