Maid Service Insurance — Coverage, Cost & Requirements

Maid service businesses send employees into private homes on a recurring basis — and that access creates serious liability exposure. A cleaner who breaks an irreplaceable heirloom, damages hardwood floors with the wrong cleaning product, or is accused of theft can trigger a claim with no easy defense. Maid service insurance covers general liability for third-party property damage and bodily injury inside client homes, a janitorial surety bond to protect clients from theft allegations, workers' comp for cleaners exposed to chemical hazards and repetitive-strain injuries, and commercial auto for the vehicles used to transport staff and supplies between homes.