Massage Therapist Insurance — Coverage, Cost & Requirements

Malpractice and liability coverage for massage therapists to protect against client injury or dissatisfaction.

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What Coverage Does Massage Therapist Insurance Include?

Most massage therapist businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.

Professional Liability

Professional Liability coverage tailored for massage therapist businesses.

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General Liability

Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.

Commercial Property

Commercial Property coverage tailored for massage therapist businesses.

How Much Does Massage Therapist Insurance Cost?

The cost of massage therapist insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.

$40–$180
per month (estimated)
Most small massage therapist businesses pay between $40 and $180 per month for a general liability policy. Adding workers' comp, commercial auto, or a BOP will increase costs. Get a free, exact quote from NEXT Insurance in about 10 minutes.

⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.

🏆A+ AM Best Rated (Munich Re)
🏢750,000+ Businesses Insured
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📄Instant Certificate of Insurance
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Frequently Asked Questions

Most massage therapist businesses pay between $40 and $180 per month for general liability. Adding workers' comp or commercial auto increases the total.