Pet Grooming Insurance — Coverage, Cost & Requirements

Professional liability and bailee coverage for pet groomers and mobile pet care businesses.

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What Coverage Does Pet Grooming Insurance Include?

Most pet grooming businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.

Professional Liability

Professional Liability coverage tailored for pet grooming businesses.

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Bailee Coverage

Covers property of others in your care — critical for pet groomers and repair shops.

🛡️

General Liability

Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.

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Commercial Auto

Covers vehicles used for business — including accidents, theft, and damage.

How Much Does Pet Grooming Insurance Cost?

The cost of pet grooming insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.

$50–$220
per month (estimated)
Most small pet grooming businesses pay between $50 and $220 per month for a general liability policy. Adding workers' comp, commercial auto, or a BOP will increase costs. Get a free, exact quote from NEXT Insurance in about 10 minutes.

⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.

🏆A+ AM Best Rated (Munich Re)
🏢750,000+ Businesses Insured
Get a Quote in 10 Minutes
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Frequently Asked Questions

Most pet grooming businesses pay between $50 and $220 per month for general liability. Adding workers' comp or commercial auto increases the total.