Videographer Insurance — Coverage, Cost & Requirements

Coverage for freelance and independent videographers including equipment protection, liability at events, and errors & omissions for deliverables.

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What Coverage Does Videographer Insurance Include?

Most videographer businesses need several types of coverage to be fully protected. Here's a breakdown of the policies that matter most for your industry.

🛡️

General Liability

Covers third-party bodily injury and property damage claims. Required by most commercial leases and client contracts.

✅

Inland Marine (Equipment)

Inland Marine (Equipment) coverage tailored for videographer businesses.

✅

Errors & Omissions

Errors & Omissions coverage tailored for videographer businesses.

✅

Professional Liability

Professional Liability coverage tailored for videographer businesses.

How Much Does Videographer Insurance Cost?

The cost of videographer insurance varies based on your revenue, number of employees, location, and claims history. Here's a realistic range for most businesses.

$40–$200
per month (estimated)
Most small videographer businesses pay between $40 and $200 per month for a general liability policy. Adding workers' comp, commercial auto, or a BOP will increase costs. Get a free, exact quote from NEXT Insurance in about 10 minutes.

⚠️ These are estimated ranges. Your actual premium will vary. Updated August 2026.

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Frequently Asked Questions

Most videographer businesses pay between $40 and $200 per month for general liability. Adding workers' comp or commercial auto increases the total.

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