Business Insurance by Business Type
Every business is different. Find the coverage guide for your specific business type — with real cost ranges, required coverages, and plain-English explanations.
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🏢Business Structure
Coverage tailored to how your business is legally structured
Business Insurance for Sole Proprietors
$29–$89/month
Business Insurance for LLCs
$35–$110/month
Business Insurance for Independent Contractors
$29–$99/month
Business Insurance for Subcontractors
$55–$200/month
Business Insurance for the Self-Employed
$29–$85/month
Business Insurance for Freelancers
$29–$79/month
Business Insurance for 1099 Contractors
$30–$110/month
Business Insurance for Owner-Operators
$65–$220/month
Business Insurance for S-Corps
$45–$150/month
Business Insurance for Business Partnerships
$50–$180/month
📊Business Size
Right-sized coverage for your stage of growth
🏪Business Type
Industry-specific guides for common business categories
🏭Industry Type
Sector-specific coverage for specialized industries
Business Insurance for Service-Based Businesses
$35–$175/month
Business Insurance for Retail Businesses
$60–$250/month
Business Insurance for Food & Beverage Businesses
$80–$400/month
Business Insurance for Construction Businesses
$100–$600/month
Business Insurance for Tech Businesses
$75–$350/month
Business Insurance for Healthcare Businesses
$100–$500/month
Business Insurance for Nonprofit Organizations
$60–$300/month
👷Worker Type
Insurance for independent workers, gig professionals, and trades
Business Insurance for Tradespeople & Skilled Trades
$55–$250/month
Business Insurance for Creative Professionals
$40–$140/month
Business Insurance for Consultants
$45–$175/month
Business Insurance for Fitness Professionals
$25–$90/month
Business Insurance for Photographers
$30–$120/month
Business Insurance for Cleaning Professionals
$45–$175/month
Business Insurance for Tutors
$30–$100/month
Business Insurance for Virtual Assistants
$30–$100/month
Business Insurance for Pet Sitters
$30–$100/month
Business Insurance for Wedding Vendors
$40–$175/month
Business Insurance for Dog Trainers
$40–$150/month
Business Insurance for House Cleaners
$35–$130/month
Business Insurance for Handymen
$55–$200/month
Business Insurance for Landscapers
$80–$400/month
Business Insurance for Pool Service Businesses
$75–$300/month
Business Insurance for Personal Shoppers
$30–$120/month
Business Insurance for Virtual Assistants
$30–$85/month
💼Professional Services
Coverage for consultants, service businesses, and professional workers
Business Insurance for Bookkeepers & Accounting Professionals
$50–$175/month
Business Insurance for Bookkeepers
$55–$220/month
Business Insurance for Online Consultants
$40–$150/month
Business Insurance for Court Reporters
$55–$160/month
Business Insurance for Auctioneers
$80–$250/month
Business Insurance for Electrical Estimators & Consultants
$60–$175/month
Business Insurance for Accountants & CPAs
$80–$250/month
Business Insurance for Security Consultants
$100–$300/month
Business Insurance for Resume Writers & Career Coaches
$35–$95/month
Business Insurance for Notaries Public and Mobile Notaries
$15–$75/month
Business Insurance for Bookkeepers
$45–$130/month
Business Insurance for Landscape Designers
$75–$175/month
Business Insurance for Data Analysts
$65–$180/month
Business Insurance for Ghostwriters
$40–$120/month
Business Insurance for Event Coordinators
$70–$200/month
Business Insurance for HR Consultants
$75–$220/month
Business Insurance for Safety Consultants
$80–$230/month
Business Insurance for Marketing Consultants
$65–$190/month
Business Insurance for Architects
$180–$600/month
Business Insurance for Land Surveyors
$160–$480/month
Business Insurance for Landscape Designers
$75–$220/month
Business Insurance for Engineers
$175–$550/month
🎨Creative Professionals
Insurance for artists, musicians, entertainers, and creative businesses
💪Fitness Professionals
Coverage for fitness instructors, coaches, and wellness providers
🚗Transportation
Insurance for delivery, transportation, and logistics professionals
🏠Real Estate
Coverage for real estate investors, agents, and property professionals
⚠️Business Risk
Specialized coverage for elevated or unique risk profiles
📄Business Size & Stage
Business Insurance for Home-Based Businesses
$25–$75/month
Business Insurance for Startups
$40–$160/month
Insurance for New & First-Year Businesses
$30–$90/month
Business Insurance for Seasonal Businesses
$50–$200/month
Business Insurance for Part-Time Businesses
$25–$65/month
Business Insurance for Side Businesses & Side Hustles
$20–$55/month
📄Owner Demographics
Business Insurance for Women-Owned Businesses
$35–$120/month
Business Insurance for Veteran-Owned Businesses
$55–$250/month
Business Insurance for Minority-Owned Businesses
$40–$140/month
Business Insurance for Gig Workers
$20–$85/month
📄Work Style
📄Education & Coaching
📄Digital & Creative
Business Insurance for Social Media Managers
$45–$195/month
Business Insurance for Content Creators
$40–$160/month
Business Insurance for Social Media Influencers
$50–$225/month
Business Insurance for Event Photographers
$35–$120/month
Business Insurance for Videographers
$45–$175/month
📄Healthcare
📄Health & Wellness
📄Home Services
Business Insurance for Window Cleaners
$55–$185/month
Business Insurance for Pressure Washing Businesses
$50–$165/month
Business Insurance for Carpet Cleaning Businesses
$45–$155/month
Business Insurance for Locksmiths
$60–$195/month
Business Insurance for Pest Control Companies
$75–$245/month
Business Insurance for Chimney Sweep Companies
$65–$195/month
📄Food & Beverage
📄Events & Hospitality
📄Financial Services
📄Legal & Professional
📄Automotive
📄Trades
Business Insurance for Cabinetmakers
$75–$220/month
Business Insurance for Ironworkers
$350–$900/month
Business Insurance for Sign Painters & Sign Installers
$80–$230/month
Business Insurance for Welders & Metal Fabricators
$150–$450/month
Business Insurance for HVAC Technicians
$95–$280/month
Business Insurance for Tile Setters
$90–$260/month
Business Insurance for Electricians
$95–$280/month
📄Legal & Investigation
📄Security Services
📄Creative Services
📄Personal Care & Beauty
📄Trades & Contractors
📄Technology & Creative Services
📄Automotive Services
📄Retail & Food Service
📄Entertainment
📄Creative
📄Technology
📄Retail
📄Pet Services
📄Digital / Creative
📄Fitness & Wellness
📄Healthcare / Professional Services
📄Creative & Media
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